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Spare Key is a 501(c)(3) non-profit whose mission is to provide financial assistance
for Minnesota homeowners with a critically ill or seriously injured child.
Spare Key does this by making a mortgage payment directly to a family's lender on
their behalf after all paid leave has been exhausted or when the child’s medical
care has resulted in a demonstrated significant reduction of income or increase
in expenses.
The diagnosis or injury does not have to be terminal, but the 21-day hospitalization
implies that their condition is serious and/or critical. The families are generally
referred to Spare Key by a social worker from whom they receive a Spare Key application.
To find out if Spare Key could help your family or somebody you know, ask your social
worker, check out our complete list of guidelines below, or call 952-406-8872.
Population that benefits from Spare Key mortgage assistance:
People plan for their homes, career changes, children, and college, but, no one
plans for a child’s critical illness or injury.
Nearly 75% of the Spare Key children facing these serious illnesses are under the
age of 5. It is very critical for parents of small children to be able to
be with their children during their hospitalization.
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Birth Defects |
47% |
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Cancer |
16% |
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Prematurity |
13% |
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Leukemia |
10% |
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Accidents |
10% |
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Contracted Sudden Illness |
4% |
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Chronic Illness |
1% |
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16 – 18 years |
4% |
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11 – 15 years |
14% |
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6 – 10 years |
9% |
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3 – 5 years |
18% |
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1 – 2 years |
17% |
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Under 1 year of age |
38% |
Click here for an application. |
We
spent 6 weeks in the NICU when Cooper was born, and now we are at the U of M for
his open heart surgery. 